Managing and increasing the value of your assets requires day - to - day vigilance to rebalance portfolios to maintain asset allocations within the framework of a well-structured wealth management plan. Volatile markets can also present one-time opportunities to grow core portfolio holdings or to add alpha in the portfolio’s strategic component.

 

Investors have an opportunity to transfer specific aspects of decision-making authority to independent third-party licensed financial professionals that form our global wealth management team. Those professionals designate a senior financial advisor to manage the coordinated functions of that team and keep you apprised at all times of developments in your portfolio.

 

When you grant those professionals the discretionary power to make investment decisions for you, they will first develop a detailed set of criteria that guides their choices and that verifies that they are working first and foremost on your behalf. Your risk comfort level, your needs for both near-term and long-term income and liquidity, and your goals for portfolio growth will drive their investment decisions.

They then develop a portfolio that puts your wealth to work towards your goals with a standard slate of investment products or a custom-built portfolio that reflects multiple asset classes and industry sectors. Those independent third-party licensed financial professionals have provided these and other wealth management services for our clients for more than 100 years. Discretionary wealth management clients know that we and our affiliated independent third-party licensed financial professionals strive to sustain and create real wealth that balances returns against risks over a multi-year horizon.

The features that distinguish their professional services include:

 

The global presence maintained by the independent third-party licensed financial professionals in our network gives our and their clients unprecedented access to domestic and international capital markets. That access facilitates creative wealth management solutions that take advantage of everything the global markets have to offer.

• fixed income products, including bonds and bond funds

• equity investments, including Exchange Traded Funds (ETFs) and other equity funds, derivative equity instruments, and private equity opportunities

• foreign exchange investments, including currency futures and options, currency pair trading, and foreign exchange ETFs and Exchange Traded Notes (ETNs)

• commodities and commodity futures and options

Our worldwide offices and the international offices of the independent third-party licensed financial professionals in our network monitor capital markets on a 24/7 basis to facilitate rapid trade execution in response to volatile conditions. Those independent consultants and analysts  use their global research capabilities to structure capital market investment products that capture growth and generate income in both bull and bear markets.

 

The capital markets services offered by the independent third-party licensed financial professionals in our network have gained industry-wide recognition for:

 

Liquidity can be readily achieved within a well-structured portfolio without sacrificing growth, income, or yield. The money and cash deposit management services offered by the independent third-party licensed financial professionals in our network provide cash and currency solutions that are responsive to liquidity requirements without exposing investors to undue risks or weak returns.

We leverage our international structure to coordinate cash and currency management services in multiple denominations. We also offer conversion consultations and services for investors that prefer to hold cash reserves in precious metals, either in physical or certificate form.

The independent third-party licensed financial professional currency experts in our network advise clients on using currency holdings as loan collateral, on avoiding loss of value due to monetary policy imbalances, and on optimizing growth and yield with exchange rate transactions. They have the expertise and ability to manage currency transactions entirely in-house. They assign a specialist to your account who will act as your conduit into a comprehensive slate of cash management and currency services.

 

The cash and liquidity solutions offered by the independent third-party licensed financial professionals in our network are distinguished by:

 

The independent third-party licensed financial professionals in our network offer professional financial consulting and advisory services to investors who prefer to engage in direct hands-on management of their wealth. Not even the most well - informed individual investor can stay abreast with the market fluctuations that can affect a portfolio’s value. Those independent advisors provide critical research and analysis of rapidly - evolving situations. Also, they assist investors in defining an investment strategy that guides investor’s decisions and removes the risk of emotional responses to market disruptions.

Clients can select the customized level of support and services that they receive from those advisors when they retain them for advisory wealth management services. Their expertise is not limited to a small group of asset classes, industry sectors, or investment products. Their global presence and structure provide advisory clients with access to specialists in all investment sectors and products, including private debt and equity products, funds, ETFs, private equity, derivative instruments, and other more exotic vehicles. Their services begin with a definition of the client’s specific wealth management goals and strategies, which is then used as the foundation for further customized advice.

 

The advisory wealth management services offered by the independent third-party licensed financial professionals in our network are noted for:

 

Investors that are seeking growth use funds to achieve diversity, manage risks, and benefit from professional fund management. Other investors rely on passively-managed funds to generate regular income and stability. Regardless of your goals and strategy, the independent third-party licensed financial professionals in our network can develop a customized fund-driven investment solution that combines the best of their in-house funds and third-party investment products.

 

Those professionals begin with each investor’s investment goals and strategies, then implement their proprietary research tools and techniques to identify the funds that are best suited for the client. Their due diligence processes go deeper than just reviewing fund marketing materials. They test each fund’s fundamentals and investment strategies against the investor’s goals to provide the optimum match.

Their fund recommendations and solutions are not limited to a small group of asset classes or industry sectors but can include funds that hold public or private debt instruments, commercial or residential real estate or debt or equity secured by real estate, infrastructure and sustainability investments, and ETFs and other tax-advantaged products.

 

The fund solutions delivered by the independent third-party licensed financial professionals in our network feature:

By some estimates, the private markets offer trillions of dollars in untapped cash resources that can be used to finance investments. We have developed deep inroads into the private capital markets and we can bring clients opportunities in private or unlisted equity, private credit, and real property and infrastructure investments.

We have exclusive access to special-themed private market investments in industry sectors that focus on:

• renewable energy and other sustainability investments;

• untested disruptive ideas, such as driverless vehicles and advanced medical technology;

• development of natural resources;

• distressed or undervalued businesses and real properties;

Our financing solutions in the private markets include both direct and derivative opportunities.

 

Liquid assets give businesses an easy source for quick cash. More aggressive businesses utilize liquid assets as collateral for financing that typically comes with preferred loan terms. The liquid asset management and financing experts in our network of independent third-party professionals work with all classes and categories of liquid asset to formulate management solutions that enhance operations while improving the value of other core and strategic business portfolio holdings.

• a global reach that offers the optimum products and solutions within our international network

• virtually limitless opportunities to use non-traditional liquid assets, including fine art, aircraft, and other corporate holdings, as collateral for a structured loan

• bespoke solutions that reflect each client’s needs and goals

 

The equity that your business owns in its assets can be used to secure credit facilities without forfeiting the value that you have created in that equity. We are the premier international originator of loans against single stocks or pools of securities with structures that correspond to your unique needs and circumstances.

 

Businesses utilize structured financing to enable corporate restructurings, to manage off - balance - sheet accounting issues, and to benefit from non-traditional financial instruments. The structured financing experts in our network of independent third-party professionals work with all classes and categories of business collateral to create structured financing solutions that enhance operations while improving the value of core and strategic business portfolio holdings.

With these third-party services, structured financing clients benefit from:

 

The independent third-party licensed financial structured lending professionals in our network advise on corporate restructuring, off-balance-sheet accounting principles, and other structured lending services to create financing solutions for situations that exceed the limits of traditional loan or bond-backed transactions. Their tailored solutions and services may be more ideally-suited to finance the purchase or sale of different classes of operating assets, commercial or residential real estate, infrastructure developments, and other non-traditional assets.

 

They develop both debt and equity-based structured lending solutions to help their clients gain short-term liquidity, to fund startups and entrepreneurial businesses, and to source private credit facilities for companies in all industry sectors.

 

A comprehensive estate and trust plan is a core component of many family wealth management structures. The estate and trust plan does not stand separate and apart from the more significant structure but is an integral part of it for both present and future considerations.

 

Families that want to devote a portion of family wealth to the creation of a philanthropic legacy will find multiple opportunities to donate to causes or foundations that resonate with family members. The independent third-party licensed financial trust and estate specialists in our network advise clients on structuring a family’s donations to achieve maximum philanthropic benefit and optimum treatment of gifts from the family’s asset base.

 

Philanthropic plans can be an integral part of a family’s wealth management plan. The independent third-party licensed financial trust and estate specialists in our network help families to identify recipients of charitable dollars and to form new foundations to manage and administer gifts to favored causes. With every structure they recommend, they strive to create the most tax-efficient method of serving the family’s charitable desires. They can also manage and administer assets within charitable foundations as part of their comprehensive services for family wealth growth and management.

 

The process of selling a family business can be one of the most challenging aspects of a family wealth management plan. The process will ideally begin long before a transaction occurs. The independent third-party licensed family financial business specialists in our network advise families on preparing transitions out of a family company and to correlate the proceeds from the sale of that business with the more important goals of a family wealth management plan.

 

Those wealth advisors consider all factors in preparing a family business for sale, including tax, accounting, and legal considerations, and how anticipated cash income and outflow can best be served by the sale process.

 

They coordinate their advice with the efforts of all other advisors that might be involved in the sale of a family business. Eliminating conflicts among different interests and verifies that the family business owner’s wealth management goals remain at the top of every participant’s recommendations.

 

When the sale of a family business generates a significant influx of cash resources, those professional advisors coordinate the management and investment of those resources with the previously-defined family wealth management plan. Their services are transparent and comprehensive and are designed to provide all viable wealth management and investment options to our clients within the context of the family’s goals and strategies. Their global presence provides families with multiple solutions to grow and increase their asset base.