Access Subject to Local Restrictions

The Pullman Venture Website and all of the information and functionalities contained within them are not directed at or intended for use by any person resident or located in any country, territory or jurisdiction where (1) the distribution of such information or functionality is contrary to the laws of such country, territory or jurisdiction; or (2) such distribution is prohibited without obtaining the necessary licenses or authorizations by the relevant branch, subsidiary or affiliate office of Pullman Venture and such licenses or authorizations have not been obtained and/or are not legally available.

Services and Products

Products and services displayed on the Pullman Venture Website may not be eligible for sale or available to residents of certain countries, territories or jurisdictions and/or for certain categories or types of investors. Please consult the applicable terms and conditions such as sales restrictions or key specific notes for further information.

Any materials, information or reports published, distributed or otherwise made available on the Pullman Venture Website is published for information purposes and is subject to change at any time without notice. Further, any such materials, information or reports published, distributed or otherwise as made available on the Pullman Venture Website are provided without knowledge of or regard to any specific investment objectives, financial situation or particular needs of any specific website visitor or recipient of such materials and should not be construed whatsoever as any kind of solicitation, offer or recommendation, to buy or sell any securities, investment or other financial instruments, to effect any securities or other business transactions or to conclude any legal act of any kind whatsoever.

Further, any materials, information or reports published, distributed or otherwise made available on the Pullman Venture Website which includes price information, is for information and is indicative only. No representation or warranty, either express or implied, is provided in relation to the accuracy, completeness, or reliability of the materials, nor are they a complete statement of the securities, markets, or developments referred to herein. The materials should not be regarded by recipients as a substitute for the exercise of their own judgment. Any opinions are subject to change without notice and may differ or be contrary to opinions expressed by other business areas or groups of Pullman Venture as a result of using different assumptions and criteria. Pullman Venture is under no obligation to update or keep current the information contained herein nor to remove any outdated information from the Pullman Venture Website or to expressly mark it as being outdated.

Access to and use of the Pullman Venture Website shall constitute your acceptance of the above-stated policy.

Margin Loan Availability

At such time as a Qualified Investor engages in a securities transaction or investment with Pullman Venture, said Qualified Investor may be eligible for securitizing his securities in exchange for cash. This is known as obtaining a margin loan.

Margin loans are available generally through Pullman Venture, however they are only available and obtainable on a case-by-case basis and have strict guidelines and eligibility requirements that you must meet prior to an approval for a margin loan.

Any borrowing of cash as against the value of securities (known as borrowing on margin) is highly speculative and risky, as securities generally do not have a fixed value and the risk of loss of principal is high if the value of the securities which secure the margin loan suddenly plummet in value, which can and does happen in the publicly traded markets.

Therefore, those who wish to have access to and engage in the use of margin loans must be qualified investors who are able to adequately assess and evaluate all the risks involved in obtaining a margin loan against their securities.

Additionally, it is strongly recommended to anyone considering the use of a margin loan, that they have immediate access to additional collateral in the form of either cash or other securities, or both and therefore have the ability to post margin in the event the value of the collateralized securities substantially decreases.

It should also be understood by any potential investor who wishes to access and get a margin loan, that any funding from a margin loan is based upon the valuation of securities at the time that funding is actually provided to the investor.

Pullman Venture reserves the right to provide any approved margin loan funding in one or more tranches, at its sole discretion at time of funding.

Finally, any and all investors need to acknowledge and understand that margin loan funding is not guaranteed at any time until actual an actual stock loan agreement has been approved and funds have been disbursed and up until that time. any proposed terms of such a loan may change due to market conditions. 

All information and materials published, distributed, or otherwise made available on the Pullman Venture Website are provided for informational purposes, for your non-commercial, personal use only. No information or materials published on the Pullman Venture Website constitutes a solicitation, an offer, or a recommendation to buy or sell any investment instruments, any securities, to affect any securities or other business transactions, or to conclude any legal act of any kind whatsoever.

Pullman Venture does not provide investment, legal or tax advice through the Pullman Venture Website and nothing herein should be construed as being financial, legal, tax, or any other kind of professional advice. Pullman Venture does not represent that any securities or investment services discussed are suitable for any investor. No investment or other decisions should be made solely based on the contents or information found on the Pullman Venture Website.

When making a decision about your investments, you should seek the advice of a professional financial advisor, qualified expert or attorney.

The future performance of an investment cannot be deduced from previous market performance or valuations, i.e. the value of an investment may fall as well as rise. An investment may also lose value due to changes in rates of foreign exchange. Pullman Venture does not guarantee that any capital invested will maintain or increase in value.

Forward Looking Statements

Pullman Venture Website may contain statements that constitute "forward looking statements.” While these forward-looking statements may represent Pullman Venture forecasts, predictions, judgment and future expectations, a number of risks, uncertainties and other important factors could cause actual developments and results to differ materially and substantially from Pullman Venture expectations. Pullman Venture is under no obligation to (and expressly disclaims any such obligation to) update or alter its forward-looking statements whether as a result of new information, future events, or otherwise and these forward-looking statements do not in any way guarantee or warrantee any of the predicted or analyzed possibility of whatever future results that may be contained as a future possibility therein.

Your use of the Pullman Venture Website is at your own risk. The Pullman Venture Website, together with all content, information and materials contained therein, is provided "as is" and "as available" without any representations or warranties of any kind. Any materials, information or content accessed, downloaded or otherwise obtained through the use of the Pullman Venture Website is done at your own risk and Pullman Venture is not responsible for any damage to your computer systems or loss of data that results from the download of such material.

Pullman Venture and its affiliates expressly disclaim all representations guarantees and/or warranties of any kind, whether express or implied, with respect to the Pullman Venture Website, and all materials, information, content and functionalities contained herein, including but not limited to warranties of title, non-infringement, merchantability or fitness for a particular purpose. Without limiting the foregoing, Pullman Venture does not warrant the accuracy, timeliness, completeness, security, reliability, or availability of the Pullman Venture Website or the information or results obtained from use of the Pullman Venture Website, or that the Pullman Venture Website will be available at all times, or is virus-free or error-free.

To the fullest extent permitted by law, in no event shall Pullman Venture or its affiliates, or any of its directors, employees, contractors, service providers or agents have any liability whatsoever to any person for any direct or indirect loss, liability, cost, claim, expense or damage of any kind, whether in contract or in tort, including negligence, or otherwise, arising out of or related to the use of all or part of the Pullman Venture Website, or any links to third party websites.

You are solely responsible for acquiring and maintaining such electronic devices and equipment that can handle and will allow you to access and use the Pullman Venture Website and for taking adequate and appropriate data security measures in accordance with good industry practice to protect yourself against fraud or cyber attacks on a continuous basis (e.g. by using the most recent browser versions, and installing recommended security patches and up-to-date anti-virus programs and firewalls).

Pullman Venture specifically disclaims all liability for any tampering with any user's computer system by unauthorized parties, or for losses or liabilities suffered by any user arising from viruses or attacks by hackers.

In no event will Pullman Venture or its affiliates, or any of its officers, directors, employees, contractors, service providers or agents be liable for any incidental, special, punitive or consequential damages howsoever caused arising out of the use of the Pullman Venture Website, its content, or the inability to use the Pullman Venture Website.

This disclaimer of liability applies to any and all damages or injury, including those caused by any failure of performance, error, omission, interruption, deletion, defect, delay in operation or transmission, computer virus, communication line failure, theft, destruction, or unauthorized access, whether for breach of contract, tortious behavior, negligence or under any other cause of action.

The Pullman Venture Website may contain third party content or links to third party websites. These content and links are provided solely for your convenience and information. Pullman Venture has no control over, does not assume any responsibility for and does not make any warranties or representations as to, any third-party content or websites, including but not limited to, the accuracy, subject matter, quality or timeliness of any such third-party website link. Pullman Venture shall have no liability for third party content or websites or websites linking to or framing the Pullman Venture Website.

Pullman Venture is committed to protecting your privacy. All information gathered from you in connection with your use of the Pullman Venture Website of affiliated websites will be maintained in accordance with the applicable privacy policies stated on the Pullman Venture Website.

By using the Pullman Venture website, you consent to Pullman Venture processing of the information referred to in this paragraph and you warrant that all data provided by you is true and accurate.

By visiting the Website, you are confirming that your visit(s) represents your express agreement to this Policy.

To help Pullman Venture improve its service and in the interest of security, it may monitor and/or record communications (whether over the internet, telephone or otherwise) between you and Pullman Venture. All recordings are the sole property of Pullman Venture and by visiting the Website, you are confirming that your visit(s) represents your express agreement to this Policy.

Pullman Venture, or the applicable third party owner, retains all right, title and interest (including copyrights, trademarks, patents, as well as any other intellectual property or other right) in all information and content (including all text, data, graphics and logos) on the Pullman Venture Website. Individual pages and/or sections of the Pullman Venture Website may be printed for personal or internal use only, and provided that such print outs retain all applicable copyright or other proprietary notices. All users must not, without limitation, modify, copy, transmit, distribute, display, perform, reproduce, publish, license, frame, create derivative works from, transfer or otherwise use in any other way, whether in whole or in part, any information, text, graphics, images, video clips, directories, databases, listings or software obtained from the Pullman Venture Website for commercial or public purposes, without the prior written permission of Pullman Venture. Systematic retrieval of content from the Pullman Venture Website to create or compile, directly or indirectly, a collection, compilation, database or directory (whether through robots, spiders, automatic devices or manual processes) or creating links to the Pullman Venture Website without the prior written permission from Pullman Venture is strictly prohibited.

Except as noted above, you may not use any trademarks of Pullman Venture for any purpose without the prior written permission of Pullman Venture.

The Internet is a universally accessible medium. Ordinary e-mail messages sent over the Internet are neither confidential nor secure. They may be easily accessible by third parties and may entail a considerable amount of danger and risk including: (a) lack of confidentiality (e-mails and their attachments can be read and/or monitored without detection); (b) manipulation or falsification of the sender's address or of the email's (or attachment's) content (e.g. changing the sender's address(es) or details); (c) system outages and other transmission errors, which can cause e-mails and their attachments to be delayed, mutilated, misrouted and deleted; (d) viruses, worms, Trojan horses etc. may be spread undetected by third parties and may cause considerable damage; and (e) interception by third parties.

You are therefore recommended to communicate with Pullman Venture by using a secure channel if such channel is provided by Pullman Venture. In no event should you use ordinary E-mail to transmit personal or confidential information such as any account related data.

Pullman Venture shall not be liable to you or anybody else for any damages incurred in connection with any messages sent to Pullman Venture using ordinary E-mail or any other electronic messaging system.

Pullman Venture has established a Privacy Policy, as modified from time to time, which explains how personal data is collected on the Pullman Venture Website and used. The Privacy Policy is part of these Terms of Use and is incorporated herein by reference.

To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed to be severed from these Terms of Use but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.

Certain web pages or areas on the Pullman Venture Website may contain additional terms, conditions, disclosures, and disclaimers (collectively, the “Additional Terms”). In the event of a conflict between these Terms of Use and the Additional Terms, the Additional Terms will govern for those web pages or areas.

The Pullman Venture Website is not intended for use by minors.

If any part of these Terms of Use is found by any court or other competent authority to be invalid, unlawful or unenforceable then such part shall be severed from the rest of such terms which shall continue to be valid and enforceable to the fullest extent permitted by law.

These Terms of Use are governed by and interpreted in accordance with the laws of the United Kingdom and Wales. The Courts of the United Kingdom and Wales shall have express and exclusive jurisdiction with respect to any dispute of any kind, which may arise in connection with these Terms of Use and/or your use of the Pullman Venture Website.

Pullman Venture products and services are not available to you if you are located in the United States of America, are a citizen of the United States of America, or have gained access to this website from any geographical location and/or ip address within the United States of America.

Further, Pullman Venture products and services are not available to you, if you are acting on behalf of or for the account or benefit of anyone who is located in the United States of America and/or is a citizen of the United States of America, whether located in the United States of America geographically or not.

This website is controlled and operated by Pullman Venture from outside of the geographical borders of the United States of America and is not intended to subject Pullman Venture to the laws or jurisdiction of United States of America.

Pullman Venture does not represent or warrant that this website or any part thereof is appropriate or available for use in United States of America.

Pullman Venture expressly states and represents that it is neither registered nor licensed nor exempt from registration or licensing under laws of United States of America and, therefore, Pullman Venture cannot and does not do business in the United States of America and does not solicit or accept United States of America citizens or residents as clients.

By entering this website, you expressly affirm that you are not located in the United States of America, that you are not a citizen of the United States of America and that you have not gained access to this website from any geographical location and/or IP address within the United States of America.

Further, Pullman Venture products and services are not available in any countries, territories and/or jurisdictions where Pullman Venture Capital Ltd is not a registered investment advisor, is not a securities broker/dealer and/or where Pullman Venture products and services would breach any such country's, territory's and/or jurisdiction's applicable securities laws and/or regulations.

Pullman Venture may only transact business and/or offer investment and/or securities products and/or services in those countries, territories and/or jurisdictions where Pullman Venture is exempt from any and all required national and/or local government registration requirements.

In choosing to access this website, you do so on your own initiative and at your own risk, and you are responsible for complying with all local laws and regulations. We may limit the website's availability to any person, geographic area, or jurisdiction at any time and for any reason or no reason, at the sole discretion of the operators of this website.

The purpose of this web site is to provide information only, concerning various products and services to potential, qualified investors and their professional and/or registered, licensed investment advisors and/or attorneys.

Under no circumstances shall information or any part of the content of this website, be copied, reproduced, or distributed, which is expressly prohibited.